Personal Savings Accounts

Get started today! Go to our forms page to print and complete the new account application and return the form to any of our Banking Centers.

Regular Savings

• $50 to open
• $50 minimum balance
• If during the quarter, the average balance falls below $50, that quarter will incur a fee of $5
• Interest compounded daily/credited to the account quarterly

UTMA (Uniform Transfers to Minors Act) Savings

• Savings account for a minor child (under 18 years)
• No minimum to open
• No minimum balance
• Parents approval/signature for withdrawal

HSA (Health Savings Account)

• Interest compounded daily/credited monthly
• $100 to open
• Check writing availability
• Debit Card availability

CD (Certificate of Deposit)

• Varying maturities
• $1,000 minimum to open
• Auto renewal
• Ten day grace period on maturity

Christmas Club

• No minimum to open
• Checks for balance with interest mailed in October
• Coupon books available

IRA (Individual Retirement Account)

• Roth
• Traditional
• SEP
• CESA
• Simple
• Term of 1 year or longer
• IRA rollover

Personal Money Market Accounts

Minimum average daily balance to earn interest $2,500
Minimum average daily balance of $1,500 to avoid a $10 service fee. Transactions are limited on Money Market Accounts to six per statement period because this is a savings account product with limited check writing capabilities. For specific details and disclosures please contact a First Security Bank Representative.

• Variable Rates based on three tiers:
  • Tier 1 minimum average daily balance $2,500
  • Tier 2 minimum average daily balance $25,000
  • Tier 3 minimum average daily balance $50,000
• Minimum to open account $2500
• Limited check writing capabilities
• Competitive Interest Rates – For current rates see FSB Deposit Rates
• Great way to save and still have funds available
• Click here for online documents