Current Deposit Products
| Certificates of Deposit |
| Term |
Min Bal |
Rate |
APY |
| 31 days |
$1,000 |
3.20%
|
3.25% |
| 91 days |
$1,000 |
3.68% |
3.75% |
| 182 days |
$1,000 |
3.92% |
4.00% |
| 9 months |
$1,000 |
3.68% |
3.75%
|
| 12 months |
$1,000 |
3.68% |
3.75% |
| 13 months |
$1,000 |
3.44% |
3.50% |
| 18 months |
$1,000 |
2.955% |
3.00% |
| 24 months |
$1,000 |
2.71% |
2.75% |
| 30 months |
$1,000 |
2.47% |
2.50% |
| 36 months |
$1,000 |
1.98% |
2.00% |
| 48 months |
$1,000 |
1.98% |
2.00% |
| 60 months |
$1,000 |
1.98% |
2.00% |
| IRA's - Term must be for 12 months or greater - same as CD's above |
| Interest Bearing Accounts: |
| Savings |
| Regular Savings |
$50 |
.245% |
.25% |
| Health Savings Accounts |
$100 |
3.920% |
4.00% |
| Christmas Club Accounts |
$1 |
.25% |
.25% |
| Money Market Accounts: |
| MM Tier 1 |
$2,500 |
.75% |
.75% |
| MM Tier 2 |
$25,000 |
.80% |
.80% |
| MM Tier 3 |
$50,000 |
.85% |
.85% |
| MM Tier 4 |
$100,000 |
1.240% |
1.25% |
| Interest Checking Accounts: |
| FSB Interest Checking |
$1,000 |
.05% |
.05% |
| FSB Preferred Checking |
$2,500 |
.05% |
.05% |
| FSB 50 Plus |
$500 |
.05% |
.05% |
| FSB Business Checking w/Int. |
$2,500 |
.05% |
.05% |
TERMS AND CONDITIONS
Please contact our representative for complete disclosures on our products/services.
* Rates are subject to change daily. Rates are accurate as of . "APY" is Annual Percentage Yield. Withdrawals of interest will reduce earnings. Interest rates are based on local Market conditions. Fees could reduce account earnings. A penalty may be imposed for early withdrawal.
CD Interest: Interest is compounded daily and credited monthly on all certificates.
CD Early Withdrawal Penalty: CD's withdrawn before maturity have penalty applied based on the length of the term. Please ask your representative for details.
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